Legal Articles and Tips

CLOA Title: A Complete Guide

A Certificate of Land Ownership Award (CLOA) is a document establishing ownership of agricultural land granted or awarded to a qualified agrarian reform beneficiary under the Comprehensive Agrarian Reform Program (CARP). (Hence,

BP 22 or Bouncing Checks Law

What is BP22? BP22 stands for “Batas Pambansa Bilang 22” (also coined as B.P. 22), commonly known as the Bouncing Checks Law. It is a law that penalizes the making, drawing, and