Atty. Bryan Villarosa

What is HMO Insurance in the Philippines

A Healthcare Management Organization is a type of managed care organized in accordance with law to provide pre-agreed or designated health care services to its enrolled members for a fixed periodic fee

Pag-IBIG Loans

Pag-IBIG Multi-Purpose Loan (MPL) The Pag-IBIG Multi-Purpose Loan (MPL) is a lending program offered by the Pag-IBIG Fund. It is treated as separate and distinct from the Calamity Loan program. How much

Is Gossiping a Crime?

Gossiping is a crime in the Philippines if it qualifies as oral defamation (slander), libel, or intriguing against honor. These crimes fall under Crimes Against Honor. Moreover, the victim can also file

Credit Card for Beginners

What is a Credit Card? From a legal standpoint, a credit card falls under the definition of an “access device“. An access device is broadly defined as “any card, plate, code, account

What is crime?

A crime can be defined as an act or omission punishable by law. In the Philippines, under the Revised Penal Code (RPC), such punishable acts or omissions are specifically termed felonies (delitos).

Basics of Taxation

Taxation, at its core, is defined as the enforced contribution of money or property assessed in accordance with law for the purpose of defraying public expenses. This means that the government has

Who are compulsory heirs under Philippine law?

Regarding your question about compulsory heirs under Philippine law: Compulsory heirs are those entitled by law to a portion of the testator’s estate called the legitime. According to Article 887 of the