Under RA 388 last line, you will see there that the New Civil Code was approved on June 18, 1949. However, it specifically provided that it shall take effect one year after…
Category: Blog
What is HMO Insurance in the Philippines
A Healthcare Management Organization is a type of managed care organized in accordance with law to provide pre-agreed or designated health care services to its enrolled members for a fixed periodic fee…
Pag-IBIG Loans
Pag-IBIG Multi-Purpose Loan (MPL) The Pag-IBIG Multi-Purpose Loan (MPL) is a lending program offered by the Pag-IBIG Fund. It is treated as separate and distinct from the Calamity Loan program. How much…
Credit Card for Beginners
What is a Credit Card? From a legal standpoint, a credit card falls under the definition of an “access device“. An access device is broadly defined as “any card, plate, code, account…
What is crime?
A crime can be defined as an act or omission punishable by law. In the Philippines, under the Revised Penal Code (RPC), such punishable acts or omissions are specifically termed felonies (delitos)….
Basics of Taxation
Taxation, at its core, is defined as the enforced contribution of money or property assessed in accordance with law for the purpose of defraying public expenses. This means that the government has…
Examples of Copyrightable and Non-Copyrightable Works in the Philippines
Examples of copyright-protected works include: A musical composition is an intangible work of art protected by copyright, separate from its embodiment in sheet music or a sound recording. Non-Copyrightable Works Examples of…
What is a compromise agreement in the Philippines?
A compromise agreement is a contract where parties make reciprocal concessions to either avoid a potential lawsuit or end one that has already begun. (Hector De Leon & Jurado, Civil Law Luminaries)…
Who are compulsory heirs under Philippine law?
Regarding your question about compulsory heirs under Philippine law: Compulsory heirs are those entitled by law to a portion of the testator’s estate called the legitime. According to Article 887 of the…
The Basics of TPL Car Insurance
What is a TPL Insurance? TPL or Third-Party liability insurance is a type of casualty insurance that covers liability arising from accident or mishap. The liability may arise due to death, bodily…
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